Welcome to Catalogue Discount!
As you can tell, we’re pretty budget conscious here at Catalogue-Discount.net. We didn’t even spring for a .COM domain name when we first set up our website!
We wanted to let you know about Couponfeed.org, the last travel discount website you’ll ever use. They have discount codes for Expedia that’ll save you off of flights, hotels, cruises and more. They even have a cheap cruise discount promotion on right now. You can save money on anything on that site that’ll save you money when your domain renews.
We also want to give you some budgeting travel tips and ideas to make sure you have a stress free travel experience:
How to Set a Holiday Budget and Stick to It
Shopping is the hallmark of the holidays. Although shopping can be a joyful and fun experience, it can also be damaging to your bank account. But this year, you will be armed with a budgetary plan. Learn how to set a holiday budget and stick to it, so you can get back to enjoying your shopping.
Set Your Holiday Budget
Where do you start when setting a holiday budget? Consider your holiday costs by listing them out. This should include the number of gifts you intend to purchase (or names of recipients), holiday foods, holiday decorations, days off of work without pay, travel costs (plane tickets, rental car, and hotel room), party clothing, and any other special costs related to the holidays.
Your budget may need to be larger if your holidays include a vacation or travel, or your budget may be smaller if you intend to take little time off or celebrate at home. Opting for a staycation is a great way to trim your holiday budget.
Once you have an idea of the types of costs you will incur over the holidays, you can start to assign rough values to how much you expect to spend on each. Do a bit of research to estimate travel costs, average gift prices, and food costs. If you add up your estimated costs and the amount is significantly higher than what you can afford, some trimming will need to be done. Otherwise, stick to this estimate and expect a five percent plus-or-minus buffer for your budget.
To trim your budget from the estimate, start with the costs that are the most flexible or least important to you. Generally, travel is the largest cost factor, which can be reduced by staying local, looking for travel deals on sites like Groupon, or using reward points. You can save on gift costs by suggesting a Secret Santa rather than purchasing individual gifts for everyone on your list. And, you can reduce your holiday food costs by having a potluck where everyone contributes a dish rather than cooking and paying for everything on your own. Continue trimming until you get to a reasonable budget. If the number still seems lofty but all costs are necessary, consider alternative ways to earning extra money during the holidays.
Stick to Your Holiday Budget
Now that you have a budget in mind, trimmed to a reasonable amount, it’s time to get rigid and stick to your financial plan. How do you avoid the money traps abound during the holiday season? Plan in advance.
Focus your grocery shopping trips by making a list from which you don’t stray. Live by the principle if you don’t need it, don’t buy it, even if it’s on sale. Sales can be particularly enticing during the holidays since you are looking to save money, but often they have the opposite effect–encouraging you to buy more things that you don’t really need.
Sticking to your budget also means sticking to your list of gift recipients. It may seem tempting to give a card or gift to everyone you know, including your mailman, but this can quickly add up as well. Instead, making a batch of homemade cookies to give or handmade cards you print yourself can keep you from going over budget.
This year, plan your holiday budget in advance and you won’t have to worry about a post-holiday financial crisis. A little bit of thought goes a long way to save you money.